body 

{ background-image:url('http://www.loyallyyours.com/bg3.jpg'); 
background-repeat:no-repeat;
background-attachment:fixed;
background-position:center;
background-color:#FFFFFF;  

color: #000000; font-family: Arial; font-size: 11px; margin: 0;   

scrollbar-base-color: #000000; 
scrollbar-arrow-color: white;
scrollbar-DarkShadow-Color: #404040;

} 


table { background-color: #FFFFFF; border-color: #FFFFFF; border-width: 0 0 0 0; }

td { font-size: 11px; border-color: #FFFFFF; border-width: 0 0 0 0; padding:5px; }

A:link {color: #202020;}
A:visited {color: #808080;} 
A:hover {color: #c00000; cursor: crosshair; text-decoration: none; }